AI Exclusions Are Coming – How Independent Agents Can Protect Clients (and Their Own E&O)
The quick take Businesses are adopting generative AI fast—and insurers are responding by tightening terms, adding exclusions, or carving ...
Auto Insurance: Personal Lines Are Easing – Commercial Auto Is Still on Fire
What independent agencies can do now: telematics, litigation risk controls, and smarter renewal strategies. After two years of sharp ...
Cyber Insurance: Rates Are Easing – Underwriting Controls Are Not
How independent agencies can capitalize on softening prices while meeting tougher security requirements The quick take Cyber premiums are trending ...
What the NFIP Lapse Means for Your Book—and How to Respond
Action steps for agents during the September 30, 2025 NFIP lapse and the private-market surge Why this matters now The ...
The Independent Agents Guide to Insurance Market Shifts
As independent agents navigate a changing insurance landscape, 2025 is shaping up as a pivotal year. Market pressures, technological ...
Why Independent Agents Must Double Down on E&S & Specialty Markets
The insurance market is shifting. Traditional carriers are tightening appetites, exiting certain geographies, or imposing stricter underwriting rules. That presents ...
Turn Cyber Risk into Revenue: A Step-by-Step Guide for Independent Agencies
Indian man in formal attire explaining digital application to young woman using laptop in contemporary workplace having engaging conversation Cyberattacks ...
Insurtech & AI Aren’t Replacing Agents
Insurtech and AI tools are no longer experimental — established carriers and startups alike are rolling out technology that ...
Navigating Regulatory Shifts and Market Exits – A Survival Guide for Independent Agents
In 2025, independent insurance agents face a dynamic regulatory environment and strategic carrier realignments. From new rate-filing methodologies to high-profile ...
Nature-Based Solutions and Sustainable Insurance – Seizing Growth Opportunities
As climate risks intensify, insurers and regulators are embracing sustainable insurance strategies that incentivize investments in nature-based solutions. Independent agents ...