Privacy + AI + Data Security in 2026 (Agency Checklist)
The quick take In 2026, agencies face two parallel pressures: Stricter expectations for safeguarding customer data, and Faster adoption of ...
Mitigation Receipts Are the New Loss Runs (2026 Playbook)
The quick take In 2026, a growing share of underwriting decisions are going to be driven by models, data, and ...
The Great Service Shift—How Automation Is Changing Insurance
The quick take Insurance service is being redesigned around automation—especially high-volume, phone-heavy work. Reuters recently reported plans tied to ...
The “Submission Stack”—How to Get More YESes in E&S
The quick take E&S isn’t just growing—it’s becoming a core placement lane for many agencies. Commentators continue to highlight ...
AI Exclusions Are Coming – How Independent Agents Can Protect Clients (and Their Own E&O)
The quick take Businesses are adopting generative AI fast—and insurers are responding by tightening terms, adding exclusions, or carving ...
Auto Insurance: Personal Lines Are Easing – Commercial Auto Is Still on Fire
What independent agencies can do now: telematics, litigation risk controls, and smarter renewal strategies. After two years of sharp ...
Cyber Insurance: Rates Are Easing – Underwriting Controls Are Not
How independent agencies can capitalize on softening prices while meeting tougher security requirements The quick take Cyber premiums are trending ...
What the NFIP Lapse Means for Your Book—and How to Respond
Action steps for agents during the September 30, 2025 NFIP lapse and the private-market surge Why this matters now The ...
The Independent Agents Guide to Insurance Market Shifts
As independent agents navigate a changing insurance landscape, 2025 is shaping up as a pivotal year. Market pressures, technological ...
Why Independent Agents Must Double Down on E&S & Specialty Markets
The insurance market is shifting. Traditional carriers are tightening appetites, exiting certain geographies, or imposing stricter underwriting rules. That presents ...