What the NFIP Lapse Means for Your Book—and How to Respond
Action steps for agents during the September 30, 2025 NFIP lapse and the private-market surge Why this matters now The ...
The Independent Agents Guide to Insurance Market Shifts
As independent agents navigate a changing insurance landscape, 2025 is shaping up as a pivotal year. Market pressures, technological ...
Why Independent Agents Must Double Down on E&S & Specialty Markets
The insurance market is shifting. Traditional carriers are tightening appetites, exiting certain geographies, or imposing stricter underwriting rules. That presents ...
Turn Cyber Risk into Revenue: A Step-by-Step Guide for Independent Agencies
Indian man in formal attire explaining digital application to young woman using laptop in contemporary workplace having engaging conversation Cyberattacks ...
Insurtech & AI Aren’t Replacing Agents
Insurtech and AI tools are no longer experimental — established carriers and startups alike are rolling out technology that ...
Navigating Regulatory Shifts and Market Exits – A Survival Guide for Independent Agents
In 2025, independent insurance agents face a dynamic regulatory environment and strategic carrier realignments. From new rate-filing methodologies to high-profile ...
Nature-Based Solutions and Sustainable Insurance – Seizing Growth Opportunities
As climate risks intensify, insurers and regulators are embracing sustainable insurance strategies that incentivize investments in nature-based solutions. Independent agents ...
Enhancing Client Experience with Chatbots: How Virtual Assistants Can Grow Your Agency
In an era where customers expect instant responses, chatbots and virtual assistants are revolutionizing the insurance buying journey. Implementing AI-driven ...
Microinsurance: Unlocking Opportunities in Underserved Markets
Microinsurance Designed to serve low-income individuals and underserved communities by offering affordable, tailored coverage for everyday risks. As traditional ...
Usage-Based Insurance: Leveraging Telematics to Enhance Client Engagement
Usage-Based Insurance (UBI) has gone from a “nice-to-have” offering to an essential component of many insurers’ portfolios. Fueled ...