Life & Annuities: Growth for Independent Agencies
Life & Annuities: A lot of independent agencies built strong books by focusing primarily on home, auto, and ...
Insurance-to-Value Reset: Why Replacement-Cost Reviews Are a Retention Strategy
Insurance-to-Value: Many agencies still treat replacement-cost reviews like a box to check, and that’s a mistake. The valuation ...
Condo Insurance in 2026: A Guide for Independent Agents
Condo Insurance Condominium and community-association insurance is no longer a niche headache. It is becoming one of the ...
Workers Compensation: The Stable Line That Can Open Bigger Commercial Accounts
For independent agents, 2026 may be the year to stop thinking of workers’ compensation as a “maintenance line” ...
Agency Valuation & Succession: Build a Business Buyers (or Your Future Self) Will Pay For
Insurance distribution continues to see active M&A and private-capital interest, and independent agencies are thinking more seriously about perpetuation, ...
The Underwriter-Ready Submission: A Commercial Lines Checklist That Gets Faster Quotes
Even as some segments show signs of easing, underwriters are still emphasizing discipline—and they’re moving fastest on submissions ...
Homeowners Rate Shock in 2026: Explaining Cat Losses, Reinsurance, and Replacement-Cost Creep (Without Losing Trust)
Many homeowners feel like premiums are rising faster than their budgets. The best agencies are retaining accounts by doing ...
Commercial Auto in 2026: Social Inflation, “Nuclear Verdicts,” and a Better Fleet Risk Story
Commercial auto is still one of the toughest lines for independent agents—especially trucking and fleets—because claim severity keeps ...
2026 Renewal Framework: Retain More, Explain Better
The quick take Clients are more willing to shop than they were a few years ago. This year customer satisfaction ...
Embedded Insurance & Affinity Partnerships
The quick take Insurance is increasingly being offered inside other customer journeys—checkout flows, bookings, memberships, platforms. Agents United has pointed ...